If you are traveling for first time ,then you need to open a bank account in US,bank with these
- Chase
- Bank of America
- Capital one
** Give address as in your passport for the first time and as soon as you receive any government mails to your mailing address in US,you can use your mailing address as Credit card/debit card address
- These banks need to see your passport only as the proof and would let you open your checking account (without minimum balance), if it is a direct deposit.
- Ask for the routing number and the code for wire transfer
Cash
The ATM's dispense cash and you need to have a basic of atleast 300$ cash in hand,including small denominations to meet day to day expenses,you can use the checks for buying.
as the banks take atleast 5 to 7 business days to send the debit card to your mailing address
SSN
- Apply for SSN atleast after 12 days from the date you land,go to nearest SSA office,show your passport/deputation letter and fill a simple form.The SSN is essential for any important work,taking lease,buying postpaid (you need an iphone4 don't you??? ) and so on
- You will receive the SSN in 5 to 7 days at your mailing address and don't throw away the mailing cover with your address as it serves the purpose of address proof
- If you are changing the address in US,you need to fill an AR-11 form(google it) for your safety
When you go out,
- Go in groups after 11 pm
- Take your passport and I94 with you
- Try to get SSN number but never carry the card with you
For short term,
- You can take the Metro PCS or the T-mobile prepaid avalailable at your nearest Radioshack shop or retailer shop.
- You cannot buy only sim card in some locations and have to buy a phone with prepaid cards
- You don't really need an SSN unless you are going to stay for more than 45 days
For your safety,
- Avoid brawls and sharp replies
- Show courtesy
- Report to the police before you take any action
Finally,take an Insurance plan that suits you.
